Wellness Center: Insurance

SAIC Health Insurance

Health insurance is compulsory for all domestic undergraduate, graduate, exchange, and certificate students enrolled full time and all international students. This requirement may be waived by those students who have their own health insurance coverage by:

1. completing a waiver form
2. providing proof that such coverage meets SAIC's minimum standards
3. granting SAIC or its designee permission to verify coverage

SAIC's Student Accident and Sickness Insurance Plan is also available to all domestic part-time, degree-seeking students. The fee for health insurance is added to the student's account each semester for which coverage is requested. Health insurance coverage for the fall semester only or entire academic year must be requested online through Self-Service* by the end of the first day of classes for the fall semester. Spring semester-only requests must be made online through Self-Service* by the end of the first day of classes for the spring semester.

*Note: If a domestic student is enrolled full-time and then drops to part-time before the end of the add/drop period, the health insurance charge will automatically be removed from the student's account and health insurance coverage will not be provided. The health insurance charge will be added back to the account if the student requests health insurance online through Self Service.

Information about the Student Accident and Sickness Insurance Plan designed for the Students of School of the Art Institute of Chicago and their Dependents can be found at: saicinsurance.com

Current Plan rate can be found in the Financial Services Health Insurance section.

Questions regarding benefits should be directed to the insurance plan administrator:

Associated Insurance Plans International, Inc.
28085 Ashley Circle, suite 201
Libertyville, IL 60048
Phone: 800.452.5772
Fax: 847.281.8813 

Please contact Student Financial Services at 312.629.6600 or email finaid@saic.edu with additional questions regarding the process of waiving and/or requesting insurance.

Domestic students enrolled full time are automatically charged for and covered under SAIC's health insurance plan. Students who have comparable coverage and wish to waive SAIC's insurance they must complete and submit a waiver:

• Fall Semester or Entire Academic Year: A waiver must be completed online through Self-Service* by the end of the first day of classes for the fall semester.

• Spring Semester Only: Spring-semester-only waivers must be completed online through Self-Service* by the end of the first day of classes for the spring semester.

• Summer Semester Only: : Short-term summer health insurance coverage is mandatory for all new international students participating in SAIC’s English for International Students (EIS) program and all new students enrolled full time who are beginning their degree program in the summer. Summer health insurance is also available upon request for continuing degree-seeking students enrolled for summer who were not covered under SAIC’s health insurance plan in the spring. Submit the completed Summer Health Insurance Waiver Form [PDF] to the Student Financial Services office by the deadline noted in the form. The Student Financial Services office is located at:
  
  Student Financial Services
  Sullivan Center
  36 S. Wabash Ave., suite 1218
  Chicago, IL 60603

• Health insurance policy information provided on the waiver will be reviewed by Associated Insurance Plans (AIP) to ensure that coverage meets minimum standards. If the information is incomplete, incorrect, cannot be verified, and/or does not satisfy criteria, the waiver will not be accepted and health insurance coverage through SAIC will be required.

Minimum Coverage Requirements:

• The insurance plan must provide coverage for medically necessary care in the Chicago area equivalent to the coverage provided by SAIC's Student Accident and Sickness Insurance Plan. (www.saicinsurance.com)
• The insurance plan must provide a maximum benefit coverage of at least $100,000 U.S. dollars per condition.
• The insurance plan must provide unlimited emergency room coverage per condition.
• The insurance plan must provide coverage for mental health issues.
• The insurance plan coverage must remain in force for the term(s) for which the waiver is submitted.

U.S. immigration and SAIC regulations require that all international students have insurance coverage while enrolled at SAIC. As such, SAIC's insurance policy is mandatory for all international degree, certificate, and exchange students, and the insurance will be automatically billed to the student account. Students with dependents (spouse or children) can obtain coverage for them once they arrive in the United States.

If an international student has comparable coverage and wishes to waive SAIC's insurance:

Fall Semester or Entire Academic Year:

A waiver must be completed online through Self-Service* by the end of the first day of classes for the fall semester.

Spring Semester Only:

Spring-semester-only waivers must be completed online through Self-Service* by the end of the first day of classes for the spring semester.

Summer Semester Only:

Short-term summer health insurance coverage is mandatory for all new international students participating in SAIC’s EIS program and all new students enrolled full time who are beginning their degree program in the summer. Summer health insurance is also available upon request for continuing degree-seeking students enrolled for summer who were not covered under SAIC’s health insurance plan in the spring. Submit the completed Summer Health Insurance Waiver Form [PDF] to the address below by the deadline noted on the form. 

Student Financial Services
Sullivan Center
36 S. Wabash Ave., suite 1218
Chicago, IL 60603

Health insurance policy information provided on the waiver will be reviewed by Associated Insurance Plans (AIP) to ensure that coverage meets minimum standards. If the information is incomplete, incorrect, cannot be verified, and/or does not satisfy criteria, the waiver will not be accepted and health insurance coverage through SAIC will be required.

Minimum Coverage Requirements:

• The insurance plan must provide coverage for medically necessary care in the Chicago area equivalent to the coverage provided by SAIC's student health plan.
• The insurance plan must provide a maximum benefit coverage of at least $100,000 U.S. dollars per condition.
• The insurance plan must provide unlimited emergency room coverage per condition.
• The insurance plan must provide coverage for mental health issues.
• The insurance plan coverage must remain in force for the term(s) for which the waiver is submitted.
• The insurance plan must provide coverage of at least $10,000 U.S. dollars for medical evacuation and $7,500 U.S. dollars for repatriation.

Optional Practical Training

Health insurance coverage through SAIC is available for international students who have graduated and who have been approved for Optional Practical Training (OPT). Health insurance coverage for the fall semester only or entire academic year must be requested online through Self-Service* by the end of the first day of classes for the fall semester. The fee for health insurance will be added to the student's account each semester for which coverage is requested.

* The health insurance waiver (Section A) and request (Section B) can be found on the "Academic" and/or "Finances" pages online in Self Service.