The committee cannot consider consumer debt (e.g., auto loans, credit card payments, foreclosure, bankruptcy) as a condition for consideration. If your appeal is approved, your eligibility for federal, state and/or institutional financial aid will be re-evaluated. Submission an appeal does not guarantee a change in your financial aid eligibility or award(s).

The decision of the SAIC Financial Aid Appeal Committee is final and cannot be appealed to the US Department of Education.

Sample Appeal Circumstances and Documents Needed

Examples of some of the types of appeal circumstances and documents needed are listed below. These are examples are not inclusive of all possible appeal circumstances.

For Involuntary loss or reduction of employment, loss of military employment or benefits

If you had an income reduction (loss of overtime will not be considered), or have lost employment for at least eight weeks that has resulted in a reduction of income. (Eight (8) weeks must have passed prior to submission of this appeal for either circumstance.)

Possible Documentation required:

For Separation, divorce, or death

You must have already filed your annual FAFSA and since that time, you have separated, divorced, or a death has occurred.

Documentation required:

For Loss of taxed/untaxed income or benefit

If you received unemployment compensation or another taxed or untaxed income or benefit, and have completely lost that income or benefit for at least 8 weeks in the calendar year. Eight (8) weeks without compensation must have passed prior to your submission of this appeal. The untaxed income or benefit must be from a public or private agency, a company, or from a person due to court order (Do not include loss of educational veteran's benefits.) Income and benefits may include: Social Security benefits, Supplemental Security Income (SSI), child support, untaxed retirement or disability benefits, welfare benefits, or living allowances.

Documentation required:

For Loss of one-time income

If you received one-time income in the previous year that will not occur in the current year (e.g., rollover into a Roth IRA, moving expense allowance, back-year Social Security payments, or a divorce settlement). Special circumstance consideration will not be given if this one-time income is a result of an inheritance, job bonus or overtime compensation, pension, capital gain, insurance settlements, or early distributions of retirement accounts.

Documentation required:

Nursing home expense/adult dependent care

If you are paying a nursing home or an adult dependent care facility for services provided to a family member during the academic year.

Documentation required:

Unusual, unreimbursed medical care expenses

Unexpected medical expenses—If you paid unusual or unexpected medical expenses for a member of your household that is not reimbursed. These expenses are over and above typical health maintenance costs due to an unexpected, extraordinary emergency or incident. Only those costs not covered by insurance or another agency may be considered. These expenses must be at least $3,000. Payment of insurance premiums, regular health maintenance, and routine expenses such as eyeglasses, birth control prescriptions, and elective or cosmetic procedures (e. g., orthodontic braces) are not considered unusual medical expenses and will not be considered for the special circumstances appeal. NOTE: Only expenses already paid directly by you will be considered.

Documentation required:

Medical expenses for certified disabled student—if you have medical expenses to a chronic disability, costs may be considered in your financial aid eligibility. Disability related costs are those expenses attributed to managing a chronic illness or condition that is not due to an unexpected incident or emergency.

Documentation required:

Catastrophic event

Documentation required: